Fixrate

Provide additional capacity to process mortgage applications, primarily refinancing and home renovation loans secured by property. Assess credit applications under SPK guidelines, approve or reject applications, establish mortgage-secured loans and prepare them for payment.

Supply electricity physically to municipal entities; manage and optimise concession-power sales and implement price assurance and financial-contract management. Provide market forecasts, billing and site administration, environmental and efficiency advice, general consultancy and reporting.

Provide leasing and administration of civil vehicles to meet most of the authority’s needs. Vehicles will support daily operations, meetings, travel, exercises and training, with both planned and emerging requirements.

Provide personal and non-life insurance for Rogaland County.

Provide a deposit-based defined-contribution pension scheme for all contracting-authority employees, including risk coverage. The scheme must comply with applicable company and occupational pension legislation.

Provide payment and account management services for government entities participating in the government group account and tax payment schemes. Services include NOK account management, payment services, online banking, currency exchange for payments, and services arranged through additional agreements.

Leasing of passenger cars and vans.

Delivery of insurance of persons and property damage insurances for Trysil and Folldal municipalities. The procurement includes coverage of insurance within the municipalities needs, including i.a. insurance of employees and other relevant personal groups, property, vehicles, liability and other relevant insurance coverages. The delivery shall include ordinary management and follow-up of the insurance contracts in the contract period. This includes, among other things, customer service, injury management, permanent gender neutral preferred and annual status or follow-up meetings with the municipalities. Furthermore, the tenderer shall be able to assist the municipalities with advice on damage prevention measures and risk mapping in municipal entities. The delivery shall also include appropriate digital solutions, for example a customer portal or equivalent system, which gives municipalities access to relevant information about the insurance contracts, damages, documentation and follow-up.

Insurance brokerage services for all types of property, liability, and personal insurance for participating municipalities. The purchase of occupational pensions is not included in this agreement, but the municipalities have an option for this that applies throughout the entire contract period.

Procurement of vehicles under 7.5t with associated services, including passenger cars, motor vehicles for the transport of goods, pick-ups, vans, second-hand goods vehicles, utility vehicles, electric vehicles, repair and maintenance services, and financial leasing services. The scheme covers needs for sectors such as home nursing, property, engineering, school, institution and nursery school.